Financing, Leasing, and Affordable Bike Ownership Options

Safe, service-supported ways to own a reliable commuter bike without risky online purchases.

Owning a dependable bike should never depend on luck

Reliable transportation is essential, but upfront cost shouldn’t force anyone to gamble on an unsafe import. RideTHISbike partners with trusted local and national lenders to make safe ownership possible for every budget.

1. Financing Through Synchrony

Synchrony provides fast approvals and flexible payment plans for qualified buyers. It’s ideal for commuters who want to spread out payments while owning a UL-certified e bike immediately. Credit applications take just minutes in-store.

2. EPIC Federal Credit Union Member Program

As a Select Association Group member, RideTHISbike customers enjoy access to EPIC FCU’s low-interest transportation loans. EPIC’s team understands local riders and often approves members other lenders overlook. Applicants can also earn credit-building benefits through responsible payment history.

3. United Consumer Financial Services (UCFS)

RideTHISbike partners with United Consumer Financial Services to make safe bike ownership possible for more riders. UCFS offers fast approvals, flexible terms, and broad eligibility for customers who may not qualify through traditional credit channels. This partnership helps ensure that every commuter in New Orleans has access to reliable, UL-certified e bikes and service support.

4. Leasing for Worry-Free Ownership

Lease-to-own programs allow you to ride immediately with no large down payment. Repairs under normal use are included, batteries are covered, and you can own the bike outright at the end of the term. Leasing eliminates surprise expenses and protects your budget.

5. Used and Refurbished Bikes With Service Support

For cash buyers, our refurbished commuter bikes offer the lowest total cost of ownership in New Orleans. Every model is safety-inspected, tuned, and ready for daily use—proof that affordability and reliability can coexist.

6. Credit-Building and Community Programs

For riders rebuilding credit, completing EPIC FCU’s financial education program may unlock loan approval even after prior denials. RideTHISbike and EPIC work together to ensure transportation remains accessible to everyone in the community.

RideTHISbike Positioning Statement:
RideTHISbike is New Orleans’ practical transportation bike shop. We specialize in safe, affordable, service-supported commuter bikes for people who rely on their bicycle to get to work. We offer UL-certified e bikes, refurbished commuters, emergency repairs, and accessible financing and leasing options for riders of all budgets.